New FFIEC Average Prime Offer Rate (APOR)
Use this APOR if the loan application date is on or after October 1, 2009 or the loan closed on or after January 1, 2010. If the loan application date is before October 1, 2009 use the old rate.
The FFIEC developed the New APOR to assist HMDA reporting institutions with the 2008 Regulation C amendments for reporting Rate Spread data effective October 1, 2009 and forward.
Recent Rates
| Date | 10 Year | 15 Year | 20 Year | 25 Year | 30 Year |
|---|---|---|---|---|---|
| 2010-03-08 | 5.59% | 4.43% | 4.43% | 5.03% | 5.03% |
| 2010-03-01 | 5.61% | 4.51% | 4.51% | 5.11% | 5.11% |
| 2010-02-22 | 5.57% | 4.42% | 4.42% | 4.99% | 4.99% |
| 2010-02-15 | 5.67% | 4.43% | 4.43% | 5.03% | 5.03% |
2010 Rates
| Date | 10 Year | 15 Year | 20 Year | 25 Year | 30 Year |
|---|---|---|---|---|---|
| 2010-03-08 | 5.59% | 4.43% | 4.43% | 5.03% | 5.03% |
| 2010-03-01 | 5.61% | 4.51% | 4.51% | 5.11% | 5.11% |
| 2010-02-22 | 5.57% | 4.42% | 4.42% | 4.99% | 4.99% |
| 2010-02-15 | 5.67% | 4.43% | 4.43% | 5.03% | 5.03% |
| 2010-02-08 | 5.71% | 4.51% | 4.51% | 5.07% | 5.07% |
| 2010-02-01 | 5.64% | 4.48% | 4.48% | 5.03% | 5.03% |
| 2010-01-25 | 5.64% | 4.49% | 4.49% | 5.05% | 5.05% |
| 2010-01-18 | 5.71% | 4.54% | 4.54% | 5.12% | 5.12% |
| 2010-01-11 | 5.79% | 4.61% | 4.61% | 5.15% | 5.15% |
| 2010-01-04 | 5.77% | 4.65% | 4.65% | 5.20% | 5.20% |
2009 Rates
| Date | 10 Year | 15 Year | 20 Year | 25 Year | 30 Year |
|---|---|---|---|---|---|
| 2009-12-28 | 5.79% | 4.54% | 4.54% | 5.11% | 5.11% |
| 2009-12-21 | 5.76% | 4.47% | 4.47% | 5.00% | 5.00% |
| 2009-12-14 | 5.65% | 4.41% | 4.41% | 4.87% | 4.87% |
| 2009-12-07 | 5.55% | 4.36% | 4.36% | 4.77% | 4.77% |
| 2009-11-30 | 5.48% | 4.38% | 4.38% | 4.84% | 4.84% |
| 2009-11-23 | 5.52% | 4.41% | 4.41% | 4.89% | 4.89% |
| 2009-11-16 | 5.62% | 4.45% | 4.45% | 4.97% | 4.97% |
| 2009-11-09 | 5.63% | 4.49% | 4.49% | 5.04% | 5.04% |
| 2009-11-02 | 5.62% | 4.55% | 4.55% | 5.09% | 5.09% |
| 2009-10-26 | 5.57% | 4.52% | 4.52% | 5.06% | 5.06% |
| 2009-10-19 | 5.59% | 4.47% | 4.47% | 4.98% | 4.98% |
| 2009-10-12 | 5.49% | 4.43% | 4.43% | 4.93% | 4.93% |
| 2009-10-05 | 5.53% | 4.45% | 4.45% | 5.00% | 5.00% |
| 2009-09-28 | 5.64% | 4.55% | 4.55% | 5.09% | 5.09% |
| 2009-09-21 | 5.67% | 4.56% | 4.56% | 5.10% | 5.10% |
| 2009-09-14 | 5.72% | 4.61% | 4.61% | 5.13% | 5.13% |
| 2009-09-07 | 5.75% | 4.63% | 4.63% | 5.14% | 5.14% |
| 2009-08-31 | 5.78% | 4.69% | 4.69% | 5.20% | 5.20% |
| 2009-08-24 | 5.73% | 4.67% | 4.67% | 5.18% | 5.18% |
| 2009-08-17 | 5.91% | 4.79% | 4.79% | 5.35% | 5.35% |
| 2009-08-10 | 5.89% | 4.72% | 4.72% | 5.27% | 5.27% |
| 2009-08-03 | 5.95% | 4.80% | 4.80% | 5.31% | 5.31% |
| 2009-07-27 | 6.04% | 4.79% | 4.79% | 5.26% | 5.26% |
| 2009-07-20 | 6.10% | 4.74% | 4.74% | 5.20% | 5.20% |
| 2009-07-13 | 6.06% | 4.80% | 4.80% | 5.26% | 5.26% |
| 2009-07-06 | 6.04% | 4.88% | 4.88% | 5.38% | 5.38% |
| 2009-06-29 | 6.12% | 4.98% | 4.98% | 5.48% | 5.48% |
| 2009-06-22 | 6.09% | 5.00% | 5.00% | 5.44% | 5.44% |
| 2009-06-15 | 6.31% | 5.17% | 5.17% | 5.65% | 5.65% |
| 2009-06-08 | 6.12% | 4.90% | 4.90% | 5.35% | 5.35% |
| 2009-06-01 | 6.19% | 4.64% | 4.64% | 4.97% | 4.97% |
| 2009-05-25 | 6.05% | 4.61% | 4.61% | 4.88% | 4.88% |
| 2009-05-18 | 6.09% | 4.61% | 4.61% | 4.91% | 4.91% |
| 2009-05-11 | 6.17% | 4.62% | 4.62% | 4.90% | 4.90% |
| 2009-05-04 | 6.02% | 4.59% | 4.59% | 4.84% | 4.84% |
| 2009-04-27 | 6.04% | 4.59% | 4.59% | 4.86% | 4.86% |
| 2009-04-20 | 6.10% | 4.57% | 4.57% | 4.87% | 4.87% |
| 2009-04-13 | 6.13% | 4.65% | 4.65% | 4.93% | 4.93% |
| 2009-04-06 | 6.11% | 4.63% | 4.63% | 4.84% | 4.84% |
| 2009-03-30 | 6.10% | 4.69% | 4.69% | 4.91% | 4.91% |
| 2009-03-23 | 6.15% | 4.72% | 4.72% | 5.04% | 5.04% |
| 2009-03-16 | 6.11% | 4.75% | 4.75% | 5.09% | 5.09% |
| 2009-03-09 | 6.26% | 4.83% | 4.83% | 5.21% | 5.21% |
| 2009-03-02 | 6.13% | 4.79% | 4.79% | 5.13% | 5.13% |
| 2009-02-23 | 6.13% | 4.77% | 4.77% | 5.10% | 5.10% |
| 2009-02-16 | 6.43% | 4.92% | 4.92% | 5.22% | 5.22% |
| 2009-02-09 | 6.41% | 5.04% | 5.04% | 5.32% | 5.32% |
| 2009-02-02 | 6.42% | 4.91% | 4.91% | 5.16% | 5.16% |
| 2009-01-26 | 6.31% | 4.91% | 4.91% | 5.18% | 5.18% |
| 2009-01-19 | 6.26% | 4.76% | 4.76% | 5.02% | 5.02% |
| 2009-01-12 | 6.49% | 4.73% | 4.73% | 5.06% | 5.06% |
| 2009-01-05 | 6.40% | 4.94% | 4.94% | 5.16% | 5.16% |
Georgia Mortgage Licensee Number 13104